Tomorrow is June 1st, beginning of the 6th month of 2012...and I've failed to reach one goal already. After squeezing every nickel out of my meager funds last year I swore to either save $100 a month towards Christmas or purchase one nice gift per month for my immediate family. That way December wouldn't be such a season of panic but a season of peace...financially anyway. If I don't get a grip on things pretty quick, I may be betting on the Mayans come December!!